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What is LazyPay? It’s an Indian-centric payment processing application, designed for mobile devices. Using Lazypay, you can pay for products, medical emergencies, travel, wedding, education and home appliance expenses and apply for a credit program by the service — all in one interface.
Who might benefit from using LazyPay? At least, the regular users who want a system for instant credits and transfers of money to their bank accounts. Notably, an Indian mobile phone number is required for LazyPay registration, which may be uncomfortable.
What is LazyPay — An Overview
It offers low-interest quick loans that users can apply for right in the app, passing a paperless verification process with no collateral required. An applicant can apply for loans ranging from ₹10,000 to ₹5 lakhs and repay back within 3, 6, 12, or 36 months. The rates start at 11.99% per annum.
The application doesn’t charge any hidden fees. The users can also pre-pay for the loan. But what is LazyPay, aside from the proper loan programs? Users can transfer money from Lazypay credit wallets to their accounts in major Indian banks.
All users can apply for Visa-powered LazyCards. To do that, one must finish a KYC procedure that requires ID proofs like an Aadhaar card, driver’s license, bank info, and a selfie. The cards have a limit of up to ₹5 lakhs. The applicant must live in a tier 1 or tier 2 Indian city and be 22-55 years old. For more info, check their website.
In addition, users can withdraw money from their credit accounts. The limits depend on the credit lines, but do not go below ₹10K. They say every LazyPay account owner who can finish the KYC procedure and fits the aforementioned requirements is eligible to use the credit lines and LazyCards.
LazyPay App — Features & Benefits
The application has attracted 6+ million users to register and is available on major digital marketplaces in India. It supports a prominent merchant network, comprising 48K sellers, shops and restaurants, including Amazon, Flipkart, Swiggy, etc.
So what is LazyPay in terms of functionality? It is the leading credit service, helping you with the following:
- Credit programs
- Money withdrawals and transitions
- Digital payment operations
The information regarding fees, programs, and conditions is available on their websites. If you want, you can sign up, and SMS-Man will explain how.
LazyPay Registration — Explained
The registration procedure is very similar to other financial applications. You will also need to provide personal information such as your name, email address, cell phone number and other necessary details.
LazyPay allows the new visitors to register in a few simple steps:
- Go to the official website www.lazypay.in and start registering.
- Enter all the required data, including your phone number.
- Confirm your phone number by receiving a one-time code.
- Make up a secure password and complete the registration.
When you finish, you can use the service, take loans, and pay for products. You can increase the credit limits by finishing a KYC process. As written in the help center, you need to click “Get it Now” on the home screen and follow the steps:
- Provide a PAN number, salary & location details.
- Stand by to get verified.
- After the approval, provide your Aadhaar details.
- Confirm bank account data.
Upon completion, you will be able to use your LazyPay account fully. The phone number requirements are common for such apps, though not comfortable. Sadly, the requirement to have the Indian national code restricts outside people from using the software or just viewing its functions for whatever purpose.
If it rings a bell, you can benefit from a guide by SMS-Man on how to use LazyPay without your SIM-powered mobile number. It touches on creating an account via virtual phone numbers that work through the cloud. Check below for the guide.
How do I register LazyPay without a phone number?
Virtual mobile numbers are a technology that allows you to get a phone number over the Internet that can work without a physical SIM card. Since no personal information or documents are required to obtain a number, this makes them ideal for anonymous LazyPay account registration without a phone number.
SMS-Man allows you to get a virtual phone number for one-time use or rent for up to 3 months. They can be used to register with over 1,000 online services including LazyPay.
A virtual phone number can be generated in any country including India, USA, China, Germany and others.
How to register with LazyPay app using virtual phone number:
- Open sms-man.com, then log in or create a new account.
- Next, make a deposit to your balance on the “Top up my balance” page.
- Select “Buy SMS” to return to the home page.
- Select the country “India” and the LazyPay app, then click the buy button.
- Find the history section and copy your phone number.
- Enter your phone number in the app and request SMS confirmation
- Go back to SMS-man, then tap the “Receive SMS” button to see the verification code.
- Enter the code and follow the instructions to complete the registration.
Vyacheslav is SEO expert at SMS-MAN. He also writes on virtual numbers and SMS verification issues on SMS-man Blog.
You can reach Vyacheslav at: firstname.lastname@example.org