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Can I Create Moneylion Account without a Phone Number?

Can I Create Moneylion Account without a Phone Number?

What is Moneylion? Moneylion offers financial advice, loans, and investment services to people in the United States. To create a Moneylion account, you need to be a U.S. citizen, but people from around the world can access it. To verify your account, you have to provide a social security number.

It’s a popular solution with many users, as the company focuses on new investors and lower-income households. In addition to providing investment advice, tools, and an easy-to-use interface, Moneylion also offers features for managing your budget and improving your credit. The app is excellent for keeping track of your expenses and increasing your earnings.

Moneylion App

Advantages and Features of Moneylion

What is Moneylion feature-wise? App has a wide range of financial technologies that have made it the leading app for managing personal finances, loans and investments. But there are drawbacks, the app is only available within the United States for citizens and permanent residents.

Advantages and Features of Moneylion

The main benefits include:

  • Comprehensive online banking capabilities
  • User-friendly loans to build credit with flexible terms
  • Extensive credit monitoring tools
  • Investment services with guidance

Moneylion is not a bank but a financial technology company with limited banking services. One of its standout features is the ability to help users build credit through small, manageable loans. Many key features are free, but a full package of services costs $20 per month. The company does charge a few additional fees.

The investment features of Moneylion are designed to be user-friendly and helpful, targeting novice or part-time investors. It provides investment goals, income tracking, portfolio management, and useful advice. This functionality is perfect for people who are new to investing.

Moneylion Registration Guide

What is Moneylion registration like? The app will ask for your personal information, including your name, email, and phone number. The phone number is required for initial verification to prevent people from creating multiple accounts. This is a way to weed out unwanted users from the start.

Only American phone numbers are accepted during the Moneylion registration. Your full name should match the name on your social security card, but the origin of your email doesn’t matter. You can use fake details, but you must verify your account with proper identification before gaining access to the core features. The verification process involves providing a social security number. Now let’s look at this process step-by-step.

Here is an overview of the steps that are included in the enrollment process:

  1. Download the app. First, you’ll need to download the official MoneyLion mobile app from your smartphone platform (e.g., App Store for iOS or Google Play for Android).
  2. Fill in your details. When you launch the app, you will be required to create an account by providing your personal details such as name, email address, phone number and password.
  3. Confirmation. Once you’ve completed your registration, you may need to confirm your account, for example, by confirming via SMS.
  4. Identity verification. MoneyLion, like many financial apps requires you to go through an identity verification process. This includes providing additional details such as your date of birth, passport details and more.
  5. Getting Started Using. After successful registration and confirmation, you will be able to access all of MoneyLion’s features.

Is it Safe to use Moneylion App?

Is Moneylion safe? Yes, but the need for a phone number is arbitrary. It’s a standard procedure that helps the company filter out uninterested customers. Technically, it’s a verification process because a number is required to receive a one-time verification code. The phone data is not essential for the overall user experience, and you can choose not to provide it safely.

You can obtain a fake phone number for Moneylion if you prefer. The best way is to get a virtual number. This will help keep your inbox clean and protect your actual number in case Moneylion sells it or fails to protect it. Ultimately, because phone data is not necessary for the app to work, you don’t have to provide your real number.

Can I use Moneylion without a Phone Number?

A virtual phone number is a temporary phone number that can be obtained online for a small fee. Unlike buying a SIM card, getting a virtual number does not require you to provide any personal information. Thus, it is a safe and cost-effective way to register anonymously online. They are efficient and untraceable as they are hard to distinguish from a regular one from the looks of it.

SMS-man platform offers two types of virtual phone number usage: long term rental up to 3 months or one-time usage. In addition, you can choose the country of your phone number yourself, regardless of your actual location. The second option is ideal for registering a new account with Moneylion because it is fast, cheap and secure.

virtual phone number for moneylion

To register this way, follow the steps below:

  1. Register on the or log in using your Google, Facebook or Twitter account.
  2. Find the ” Top up my balance” option on the screen and deposit money using it.
  3. Select the United States and the “Moneylion” app, then click the “buy SMS” button.
  4. Find the “History” section and copy the phone number you just received.
  5. Start Moneylion registration and wait for the app to ask for your phone number, then provide it.
  6. Go back to your SMS-man profile and click ” Receive SMS” to see the 6-digit code.
  7. Use the received code to complete the registration process.

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