Can I Use the Mobikwik App without a Phone Number? - SMS-Man Blog
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Can I Use the Mobikwik App without a Phone Number?

Mobikwik App without a Phone Number

What is Mobikwik? It’s Indian software for making payments via a digital wallet. Customers can deposit money, transfer it between bank accounts, or withdraw it. The app is owned by One Mobikwik Systems Private Limited, and since its launch in 2009, it has attracted 120 million mainly Indian users.

MobiKwik relies on commissions for transactions in its money-making strategy. A large user base and numerous partnerships allow the developers to grow and improve. So, what is Mobikwik benefit-wise? How do you register? Does it require a phone number? Let’s explore all of that.

Mobikwik App

What Makes Mobikwik App Advantageous?

The application is widely popular in India, with 3M merchants and 200+ affiliated organizations, offering special cashback options, offers, and discounts for using it. Mobikwik also offers brand debit and credit cards with different terms and conditions. 

The software is licensed by the Bank of India. The user data on the Mobikwik app is protected by modern algorithms and kept anonymous. Additionally, in-house security settings can help users maintain confidentiality, while the interface is designed to be intuitive yet informative.

It provides loans for up to ₹60,000 in three categories: instant loans, credit programs, and long-term loans. They offer Mobikwik Zip, allowing customers to purchase the products and pay for them afterward. Additionally, there are insurance programs by Mobikwik app like online fraud protection, and accident insurance, to name a few. 

Mobikwik has a large number of affiliated financial organizations, including all prominent banks of India, so the users can link their bank data and pay offline/online without exposing it. The system typically processes payment transactions, deposits, and withdrawals within moments. 

What is Mobikwik customer fee policy? According to their Terms and Conditions, they don’t charge for creating an account or using services, but the 2.5% credit card fee may be charged if the user is spending more than Rs. 2,500 per month. The wallet-to-bank transfers have a 3.35% commission. 

Mobikwik is a stable financial application that can simplify transactions and make life easier. Though it operates mainly in India, Mobikwik offers a large number of affiliated merchants and valuable features. If you value any of these features, you can create a Mobikwik account on iOS or Android. 

What Makes Mobikwik App Advantageous?

What is Mobikwik Registration like?

The process is quick, you only need three things:

  • An Indian phone number
  • One-time password, sent to this number
  • Email address (optional)

Upon providing a number for Mobikwik, you’ll need to select your bank and grant the system the necessary permissions. Sadly, the app only supports Indian numbers.

When you’re done, Mobikwik app will need to verify your identity as part of the know-your-customer procedure. For it, you can provide an Adhaar number, an OTP code, a PAN card number, etc. The completion of the KYC procedure will lower commissions and enable unlimited monthly transactions. 

You cannot register on Mobikwik without a phone number, as it’s used to verify transactions, send notifications, and confirm your account if you want to restore it. If you’re abroad, or just don’t want to provide such info, SMS-man can help bypass this requirement using a virtual Indian number.

How to Create a Mobikwik Account Using a Virtual Number?

Virtual numbers are a piece of cloud-based technology without the need for a physical phone. You can obtain a number registered in any country and use it to pass the Mobikwik registration requirements. They’re fully legitimate. And even if they weren’t, no app would be able to trace them.

SMS-man offers these numbers as a one-time deal or for rent. The former is excellent because these numbers cost <1 USD. You can link them to Mobikwik to receive an OTP. The rented number lasts for up to 4 months and can help if you want to register for multiple services using a single number.

virtual phone number for MobikKwik

One-time numbers are fine if you don’t need more than one account. Here is a tutorial on how to create a Mobikwik account using one of these:

  1. Open, create an account and log in.
  2. Top up your balance on the special page.
  3. Go back to the main page by clicking “buy SMS”.
  4. Choose one of the countries and “Mobikwik” app from the list.
  5. Click the purchase button to finalize your order.
  6. Find the “History” section and copy the virtual phone number for Paxful.
  7. Enter it during registration and wait for the confirmation code.
  8. Get the code by clicking “Receive SMS” and complete the registration.

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