{"id":16634,"date":"2024-01-11T18:36:51","date_gmt":"2024-01-11T15:36:51","guid":{"rendered":"https:\/\/sms-man.com\/blog\/?p=16634"},"modified":"2024-01-12T18:37:04","modified_gmt":"2024-01-12T15:37:04","slug":"how-to-create-payby-account-without-a-phone-number","status":"publish","type":"post","link":"https:\/\/sms-man.com\/blog\/how-to-create-payby-account-without-a-phone-number\/","title":{"rendered":"How to Create Payby Account without a Phone Number?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_14 counter-flat counter-decimal\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents:<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sms-man.com\/blog\/how-to-create-payby-account-without-a-phone-number\/#what_is_payby?\" title=\"What is Payby?\">What is Payby?<\/a><\/li><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sms-man.com\/blog\/how-to-create-payby-account-without-a-phone-number\/#payby_for_business\" title=\"Payby for Business\">Payby for Business<\/a><\/li><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sms-man.com\/blog\/how-to-create-payby-account-without-a-phone-number\/#how_to_create_payby_account?\" title=\"How to Create Payby Account?\">How to Create Payby Account?<\/a><\/li><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/sms-man.com\/blog\/how-to-create-payby-account-without-a-phone-number\/#virtual_phone_numbers_to_register_payby_wallet\" title=\"Virtual Phone Numbers to Register Payby Wallet\">Virtual Phone Numbers to Register Payby Wallet<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">What is Payby<\/span><span style=\"font-weight: 400;\">? The app\u2019s AppleStore page describes them as an Abu Dhabi-based fintech company whose mission is to meet your payment needs with fingerprint recognition technology designed to secure your transactions. However, this is not Payby\u2019s only product.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Payby runs an ecosystem of solutions united in a mobile application and website. They make e-commerce easier by allowing people to make &amp; accept payments seamlessly. So, <\/span><span style=\"font-weight: 400;\">what is Payby<\/span><span style=\"font-weight: 400;\"> ecosystem detail-wise &amp; how does it work?<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"what_is_payby?\"><\/span><b>What is Payby?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Payby offers two product groups, business &amp; payments. The latter includes these solutions:<\/p>\n<ul>\n<li>In-store QR payments via hardware mentioned above. They offer discounts for QR payments in affiliate stores.<\/li>\n<li>Online fingerprint payments. Claimed to be the industry-leading method, plus it\u2019s very convenient &amp; supportive of many physical retail and e-commerce platforms, e.g. Magento, WooCommerce, OpenCart.<\/li>\n<li>Seamless instant transfers. They support top-level processing protocols, ensuring that the money reaches the recipient safely and on time. But you need to connect your bank card to your Payby account.<\/li>\n<li>Split payments. Meant to take out frustration from checking out in restaurants &amp; stores, this function allows users to share a QR code or payment link to divide the transaction between friends &amp; family members.<\/li>\n<li>Apple Pay. They allow for smooth payments made via linked Apple account balance. Plus, there is a prepaid virtual card from the partnering app, Botim, easy to use with Apple Pay.<\/li>\n<li>Union Pay International Card Support. One can link the Payby account with a UPI card. Upon linking, one can add funds from the card balance directly to PayBy. There are QR payments and the Tap &amp; Pay function, both available in partnering stores, offering contactless QR readers &amp; card terminals.<\/li>\n<li>Cash gifts. The users can send gifts to friends &amp; family members using an online system. Group gifts can be set out, with the capability to select the amount and number of receivers.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" class=\"alignnone size-large wp-image-16635\" src=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2024\/01\/payby-website-1024x500.png\" alt=\"payby website\" width=\"843\" height=\"412\" srcset=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2024\/01\/payby-website-1024x500.png 1024w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2024\/01\/payby-website-300x147.png 300w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2024\/01\/payby-website-768x375.png 768w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2024\/01\/payby-website-1536x750.png 1536w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2024\/01\/payby-website.png 1752w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"payby_for_business\"><\/span>Payby for Business<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The business group means products that help facilitate commerce on physical merchant outlets:<\/p>\n<ul>\n<li>Smart POS: that thing with a sensor screen people hold their NFC-equipped phones &amp; bank cards to for a purchase. They promise the world-class, AI-supported security of Payby account owners plus QR scanning capability, all in one.<\/li>\n<li>Smart Box: a small checkout box that allows reading QR codes from the payer&#8217;s phone. Not as multi-functional as POS, but it can be set up &amp; connected to terminals within moments. Plus, it looks nice.<\/li>\n<li>Smart Code: small tabletop signage or sticker with extra info &amp; payment QR code scannable through the app interface. Great for restaurants\/salons.<\/li>\n<\/ul>\n<p>That\u2019s it for functions. Payby is available on Google Play, App Store, App Gallery &amp; BOTIM. Anyone can register Payby wallet, although it requests a ton of information.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"how_to_create_payby_account?\"><\/span><b>How to Create Payby Account?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Payby requests a mobile number for an account. Most countries are supported, so you probably will be able to sign up. Then, KYC verification takes place, requesting personal ID confirmation, as required by the UAE Central Bank regulations. Being verified increases your holding &amp; transfer limits.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The procedure is very similar to those in other applications. Inevitably, questions arise that are typical for such services \u2014 how do they handle data such as a <\/span><span style=\"font-weight: 400;\">phone number for Payby?<\/span><span style=\"font-weight: 400;\"> How safe is it to provide them with your details?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They rely on artificial intelligence, transaction encryption and various confirmations made by the users and operation mechanisms to better maintain the transaction processing. Their technology is proven, worldwide considered, and high-end. Seems like there\u2019s no catch, just good security.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your data can still be mishandled and sold by the company or stolen by hackers exposing internet users in search of profit. If you\u2019re looking for improved safety, try bypassing the requirements to <\/span><span style=\"font-weight: 400;\">register Payby<\/span><span style=\"font-weight: 400;\"> wallet using virtual phone numbers.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"virtual_phone_numbers_to_register_payby_wallet\"><\/span><b>Virtual Phone Numbers to Register Payby Wallet<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>How can virtual phone numbers be useful? They work entirely over the internet, allowing you to get the features of a regular SIM card without its physical carrier. This way, you can sign up online completely anonymously without putting your personal information at risk.<\/p>\n<p><a href=\"https:\/\/sms-man.com\/\" target=\"_blank\">SMS-Man<\/a> offers virtual phone numbers from 150+ different countries that can receive SMS online from over 1000 different web services and applications such as PayBy.<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-large wp-image-14970\" src=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-1024x658.png\" alt=\"virtual phone number from sms man\" width=\"843\" height=\"542\" srcset=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-1024x658.png 1024w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-300x193.png 300w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-768x494.png 768w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man.png 1294w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/p>\n<p><strong>These phone numbers can be reusable or disposable. The latter are cheaper, easier, and suitable for a single account\u2014as shown below:<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit the <a href=\"https:\/\/sms-man.com\/\" target=\"_blank\">sms-man.com<\/a> official website.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Register &amp; log in to your account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deposit money via the &#8220;top up my balance&#8221; feature.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pick the service and country to buy a virtual phone number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Find the bought number in the &#8220;History&#8221; section, then copy it.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download Payby app<\/span><span style=\"font-weight: 400;\">, and use the virtual number during registration.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Return to SMS-Man, then press &#8220;receive SMS&#8221; near your number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use the code to complete the account.<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Table of Contents: What is Payby?Payby for BusinessHow to Create Payby Account?Virtual Phone Numbers to Register Payby Wallet What is Payby? The app\u2019s AppleStore page&hellip;<\/p>\n<div class='heateorSssClear'><\/div><div  class='heateor_sss_sharing_container heateor_sss_horizontal_sharing' heateor-sss-data-href='https:\/\/sms-man.com\/blog\/how-to-create-payby-account-without-a-phone-number\/'><div class='heateor_sss_sharing_title' style=\"font-weight:bold\" ><\/div><ul class=\"heateor_sss_sharing_ul\"><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Facebook\" Title=\"Facebook\" class=\"heateorSssSharing heateorSssFacebookBackground\" onclick='heateorSssPopup(\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-create-payby-account-without-a-phone-number%2F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssFacebookSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Twitter\" Title=\"Twitter\" class=\"heateorSssSharing heateorSssTwitterBackground\" onclick='heateorSssPopup(\"http:\/\/twitter.com\/intent\/tweet?via=smsmantweets&text=How%20to%20Create%20Payby%20Account%20without%20a%20Phone%20Number%3F&url=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-create-payby-account-without-a-phone-number%2F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssTwitterSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Telegram\" Title=\"Telegram\" class=\"heateorSssSharing heateorSssTelegramBackground\" onclick='heateorSssPopup(\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-create-payby-account-without-a-phone-number%2F&text=How%20to%20Create%20Payby%20Account%20without%20a%20Phone%20Number%3F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssTelegramSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Reddit\" Title=\"Reddit\" class=\"heateorSssSharing heateorSssRedditBackground\" onclick='heateorSssPopup(\"http:\/\/reddit.com\/submit?url=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-create-payby-account-without-a-phone-number%2F&title=How%20to%20Create%20Payby%20Account%20without%20a%20Phone%20Number%3F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssRedditSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Pinterest\" Title=\"Pinterest\" class=\"heateorSssSharing heateorSssPinterestBackground\" onclick=\"javascript:void( (function() {var e=document.createElement('script' );e.setAttribute('type','text\/javascript' );e.setAttribute('charset','UTF-8' );e.setAttribute('src','\/\/assets.pinterest.com\/js\/pinmarklet.js?r='+Math.random()*99999999);document.body.appendChild(e)})());\"><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssPinterestSvg\"><\/ss><\/i><\/li><\/ul><div class=\"heateorSssClear\"><\/div><\/div><div class='heateorSssClear'><\/div>","protected":false},"author":5,"featured_media":16637,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Create Payby Account without a Phone Number - SMS-Man Blog<\/title>\n<meta name=\"description\" content=\"Payby is a popular payment solution that helps you save, earn and pay. 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