{"id":16364,"date":"2023-12-04T01:04:15","date_gmt":"2023-12-03T22:04:15","guid":{"rendered":"https:\/\/sms-man.com\/blog\/?p=16364"},"modified":"2023-12-06T01:04:57","modified_gmt":"2023-12-05T22:04:57","slug":"how-to-use-affirm-without-a-phone-number","status":"publish","type":"post","link":"https:\/\/sms-man.com\/blog\/how-to-use-affirm-without-a-phone-number\/","title":{"rendered":"How to Use Affirm without a Phone Number?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_14 counter-flat counter-decimal\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents:<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sms-man.com\/blog\/how-to-use-affirm-without-a-phone-number\/#what_is_affirm_app?\" title=\"What is Affirm App?\">What is Affirm App?<\/a><\/li><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sms-man.com\/blog\/how-to-use-affirm-without-a-phone-number\/#how_to_create_affirm_account?\" title=\"How to create Affirm account?\">How to create Affirm account?<\/a><\/li><li class=\"ez-toc-page-1\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sms-man.com\/blog\/how-to-use-affirm-without-a-phone-number\/#how_to_create_affirm_account_without_a_phone_number?\" title=\"How to create Affirm account without a Phone Number?\">How to create Affirm account without a Phone Number?<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">First things first, <\/span><span style=\"font-weight: 400;\">what is Affirm<\/span><span style=\"font-weight: 400;\"> focusing on? <a href=\"https:\/\/en.wikipedia.org\/wiki\/Affirm_Holdings\" target=\"_blank\" rel=\"nofollow\">Affirm<\/a> is a 2012-launched technological firm offering loans to shoppers via the buy-now-pay-later model. You can purchase new products, get them on hand, yet pay for them afterward in several installments. This service is perfect for those who need to buy things urgently yet face financial challenges.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Affirm collaborates with thousands of merchants within the US &amp; Canada. Their affiliated partners include both online retailers or marketplace platforms and physical stores from various industries. You can download the app and get cleared on \u2018<\/span><span style=\"font-weight: 400;\">What is Affirm<\/span><span style=\"font-weight: 400;\">?\u2019 by yourself, or browse this piece to prepare in advance.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-large wp-image-16421\" src=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/63cbf35506d59a4809e3a6c1_Affirm-1024x574.jpg\" alt=\"Affirm\" width=\"843\" height=\"473\" srcset=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/63cbf35506d59a4809e3a6c1_Affirm-1024x574.jpg 1024w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/63cbf35506d59a4809e3a6c1_Affirm-300x168.jpg 300w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/63cbf35506d59a4809e3a6c1_Affirm-768x430.jpg 768w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/63cbf35506d59a4809e3a6c1_Affirm-1536x861.jpg 1536w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/63cbf35506d59a4809e3a6c1_Affirm.jpg 1820w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"what_is_affirm_app?\"><\/span><b>What is Affirm App?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Affirm is helping consumers buy items without going into money-guzzling debt. As more people purchase online &amp; offline with credit funds, the BNPL model can be really useful.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While checking out for the product, the user can choose app as a payment option. But <\/span><span style=\"font-weight: 400;\">how to use Affirm <\/span><span style=\"font-weight: 400;\">after this? The customer enters into an agreement to receive a certain amount, covering the bill. It&#8217;s effectively a short-term microcredit that buyers must pay back in several installments. But first, they add a small down payment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The repayment program can be three, four, six or twelve months, depending on the amount. The first installment is the down payment, subsequent payments are made at predetermined intervals. So, \u2018<\/span><span style=\"font-weight: 400;\">what is Affirm<\/span><span style=\"font-weight: 400;\">\u2019 regarding interest rates? Users may pay total amount and the 36% interest if their credit and repayment history is poor. But there are no other interest charges, late fees, or hidden fees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The loan funds are not provided by Affirm but rather by affiliated credit organizations, so it&#8217;s not a bank. Now, \u2018<\/span><span style=\"font-weight: 400;\">what is Affirm<\/span><span style=\"font-weight: 400;\">\u2019 in terms of its general acceptance? The app serves as a payment solution at over 235,000 online and offline stores, including Amazon, Walmart, Adidas, Peloton, and more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To avoid any confusion, the list of supported merchants is available on their corporate website. Notably, vendors receive the full payment amount without delay or concerns. You can use Affirm via the mobile app, the official website, or on the sellers&#8217; websites. So, if you want to give Affirm a try and make purchases with the \u2018buy now, pay later&#8221; option, <\/span><span style=\"font-weight: 400;\">create an Affirm account<\/span><span style=\"font-weight: 400;\">! The next section will explain how to do so.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-large wp-image-16422\" src=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/affirm-app-1024x576.jpg\" alt=\"affirm app\" width=\"843\" height=\"474\" srcset=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/affirm-app-1024x576.jpg 1024w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/affirm-app-300x169.jpg 300w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/affirm-app-768x432.jpg 768w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/affirm-app-1536x864.jpg 1536w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/12\/affirm-app.jpg 2048w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"how_to_create_affirm_account?\"><\/span><b>How to create Affirm account?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">They only provide their pay-over-time services to users from American and Canadian territories, plus the companies who want to join Affirm\u2019s partner program have to maintain some presence out there. So, it\u2019s a North American-specific application. If you feel like meeting these nuances, consider one of three options to <\/span><span style=\"font-weight: 400;\">Affirm registration<\/span><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sign Up Via Partner Website<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Complete an Account via Mobile App<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Register Using Official App<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Regardless of your choice, you need to input your mobile number, first and last name, contact email, and the initial four digits of your Social Security Number, then click \u2018create account.\u2019 When signing up for an Affirm account through an affiliate&#8217;s website, you initially select Affirm as your payment method and subsequently confirm the checkout.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Why is Affirm asking for phone number? <\/span><span style=\"font-weight: 400;\">\u00a0Affirm requires your mobile number to prove that you&#8217;re the person who created an account. Whenever you log in to the Affirm account, you enter the number and confirm the verification SMS code.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The usefulness of this security system is questionable since they never call or text you. You can effortlessly provide a fictitious number that only needs to receive messages. If you&#8217;re American and wish to avoid receiving unsolicited or spam calls due to leaked data, consider using SMS-man&#8217;s virtual phone numbers. <\/span><span style=\"font-weight: 400;\">Below is how they can help you and <\/span><span style=\"font-weight: 400;\">how to use Affirm<\/span><span style=\"font-weight: 400;\"> with one of them.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"how_to_create_affirm_account_without_a_phone_number?\"><\/span><b>How to create Affirm account without a Phone Number?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A virtual phone number is so called because unlike a traditional SIM card, you can get one online. Unlike a regular phone number, they can only be used to receive SMS messages. However, they are ideal for signing up to most social networks, messengers and apps, including Affirm.<\/p>\n<p>The <a href=\"https:\/\/sms-man.com\/?ref=gregi\" target=\"_blank\">SMS-Man<\/a> platform offers virtual phone numbers from 180+ countries that can be used to activate accounts in most apps and web services. Thus, it is a great opportunity to perform SMS verification in your chosen service without using a real phone.<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-large wp-image-14970\" src=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-1024x658.png\" alt=\"virtual phone number from sms man\" width=\"843\" height=\"542\" srcset=\"https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-1024x658.png 1024w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-300x193.png 300w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man-768x494.png 768w, https:\/\/sms-man.com\/blog\/wp-content\/uploads\/2023\/07\/virtual-phone-number-from-sms-man.png 1294w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/p>\n<p><strong>Step-by-step instructions on how to register with a virtual number:<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\">Visit <a href=\"https:\/\/sms-man.com\/?ref=gregi\" target=\"_blank\">sms-man.com<\/a>, register and log in.<\/li>\n<li style=\"font-weight: 400;\">Open the &#8220;Top up my balance&#8221; tab and make a deposit.<\/li>\n<li style=\"font-weight: 400;\">Click on &#8220;Get SMS&#8221;, then select your country and Affirm service.<\/li>\n<li style=\"font-weight: 400;\">Click on &#8220;Buy SMS&#8221;, then find the phone number in the history section and copy it.<\/li>\n<li style=\"font-weight: 400;\">Start registration with Affirm using your virtual phone number.<\/li>\n<li style=\"font-weight: 400;\">Go back to SMS-Man and click &#8221; Receive SMS&#8221; to view your confirmation code.<\/li>\n<li style=\"font-weight: 400;\">Enter the code to complete your registration.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Table of Contents: What is Affirm App?How to create Affirm account?How to create Affirm account without a Phone Number? First things first, what is Affirm&hellip;<\/p>\n<div class='heateorSssClear'><\/div><div  class='heateor_sss_sharing_container heateor_sss_horizontal_sharing' heateor-sss-data-href='https:\/\/sms-man.com\/blog\/how-to-use-affirm-without-a-phone-number\/'><div class='heateor_sss_sharing_title' style=\"font-weight:bold\" ><\/div><ul class=\"heateor_sss_sharing_ul\"><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Facebook\" Title=\"Facebook\" class=\"heateorSssSharing heateorSssFacebookBackground\" onclick='heateorSssPopup(\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-use-affirm-without-a-phone-number%2F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssFacebookSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Twitter\" Title=\"Twitter\" class=\"heateorSssSharing heateorSssTwitterBackground\" onclick='heateorSssPopup(\"http:\/\/twitter.com\/intent\/tweet?via=smsmantweets&text=How%20to%20Use%20Affirm%20without%20a%20Phone%20Number%3F&url=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-use-affirm-without-a-phone-number%2F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssTwitterSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Telegram\" Title=\"Telegram\" class=\"heateorSssSharing heateorSssTelegramBackground\" onclick='heateorSssPopup(\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-use-affirm-without-a-phone-number%2F&text=How%20to%20Use%20Affirm%20without%20a%20Phone%20Number%3F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssTelegramSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Reddit\" Title=\"Reddit\" class=\"heateorSssSharing heateorSssRedditBackground\" onclick='heateorSssPopup(\"http:\/\/reddit.com\/submit?url=https%3A%2F%2Fsms-man.com%2Fblog%2Fhow-to-use-affirm-without-a-phone-number%2F&title=How%20to%20Use%20Affirm%20without%20a%20Phone%20Number%3F\")'><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssRedditSvg\"><\/ss><\/i><\/li><li class=\"heateorSssSharingRound\"><i style=\"width:80px;height:25px;border-radius:5px;\" alt=\"Pinterest\" Title=\"Pinterest\" class=\"heateorSssSharing heateorSssPinterestBackground\" onclick=\"javascript:void( (function() {var e=document.createElement('script' );e.setAttribute('type','text\/javascript' );e.setAttribute('charset','UTF-8' );e.setAttribute('src','\/\/assets.pinterest.com\/js\/pinmarklet.js?r='+Math.random()*99999999);document.body.appendChild(e)})());\"><ss style=\"display:block;\" class=\"heateorSssSharingSvg heateorSssPinterestSvg\"><\/ss><\/i><\/li><\/ul><div class=\"heateorSssClear\"><\/div><\/div><div class='heateorSssClear'><\/div>","protected":false},"author":26,"featured_media":16427,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Use Affirm without a Phone Number? - SMS-Man Blog<\/title>\n<meta name=\"description\" content=\"How to use Affirm app without exposing yourself? 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